We turn complex mortgage processes into clear, confident decisions—so you can focus on what matters most: making it yours.
From first-time buyers to seasoned investors, we guide you through every step—from pre-approval to closing—with clarity and confidence.
Lower your rate, shorten your term, or unlock equity. We analyze your situation to find the refinance strategy that works for your goals.
Whether your home is modest or magnificent, we offer competitive rates and flexible terms tailored to your property and budget.
Government-backed options with lower down payments and competitive rates—perfect for veterans and qualified buyers.
Secure your rate when the market works for you. We help you time your lock strategically to protect your investment.
No cookie-cutter answers. We sit down with you to understand your financial picture and recommend the best path forward.
Umpqua Bank Home Lending has been a trusted name in Seattle's mortgage landscape for over two decades. Based in the heart of downtown, we combine the stability and resources of a regional bank with the personalized attention of a local team.
We believe that buying or refinancing a home should feel empowering—not overwhelming. That's why we take the time to explain every option, answer every question, and walk alongside you from the first conversation to the day you hand over the keys.
Reach out by phone or email. We'll schedule a brief call to understand your goals, timeline, and financial picture.
Submit your information securely. We'll review your profile and issue a clear pre-approval so you can shop with confidence.
Once you find your home, we lock your rate and guide you through underwriting—handling every document so you don't have to.
Review your closing disclosure, sign the paperwork, and receive your keys. We celebrate with you—because this is a big deal.
Whether you're buying your first home, refinancing, or exploring options, we're here to help you move forward with confidence.
Visit us downtown or reach out online. We respond to every inquiry within one business day.
1730 Minor Ave Ste 1100
Seattle, WA 98101
Thank you for reaching out. A member of our team will get back to you within one business day.
